This is file BALLOON.TXT in your NoteSmith Data folder. Edit it by selecting menu Tools, Text Editor.

According to our records, you will have a balloon payment due to us as referenced above.

If you need to find other financing to make this balloon payment, please begin investigating other sources immediately.

You may contact us at the number above if you have any questions concerning this final balloon payment or its due
date.

Sincerely,



John W. Moren, President