[NoteSmith user: Please note that this form is not intended to comply with any Federal, State or Local regulations or requirements regarding notices of default or opportunities to cure. Consult professional advisors. This boilerplate text BP-NOFD.TXT needs to be limited--no more than 24 lines--to fit within the space allocated and keep your report to 1 page. Modify it from Tools, Text Editor, Open. Do NOT include these directions for customer printouts.]

You are in default under the terms of your security agreement as shown above. This default give the creditor shown the right to sell your collateral unless the default is promptly cured.

You may cure the default by paying the amount shown on or before the due date of this notice plus any additional charges that become due on or before that date.

To cure the default, you may be required to reimburse the creditor for its reasonable attorney fees, legal expenses, and any other sums to which the creditor may have become entitled under the terms of your credit agreement after the date of this notice.

Alternately, you may repay the total outstanding balance shown below plus interest, fees, and other sums to which the creditor is entitled. Contact us for a Payoff Report should you prefer this option.

All payments to cure this default must be by money order or cashier's check.