[NoteSmith user: This is letter LATE1-SMS.TXT in your NoteSmith Data folder. Edit it from menu Tools, Text Editor. Keep it short because it is designed for SMS text messaging.]

We have not yet received your payment. Please do so right away or call.

Due: <<nextdue>> Grace days: <<latedays>>
Payment:  <<month_pmt+escramt>>
Late fee: <<latefee>>

Total:   $<<month_pmt+escramt+latefee>>

ABC Company, Inc.
123 Ridge Court
Ft. Collins, CO 80525
987-654-3210